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Thinking about the future of agent transactions.

ThesisFebruary 2026

CAPTCHA Everything: From Optimism to Pessimism and Back Again

There are two futures for agent-to-API transactions. In the optimistic one, agents identify themselves and pay per usage. In the pessimistic one, agents pretend to be human. Both futures end in the same place: you either build a billing layer, or you CAPTCHA everything.

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